Spain Property Retreat 2027

Spain Property Retreat 2027 | Tharros Brokers | Valencia

Tharros Brokers · Valencia · March 2027

Stop Wondering If Spain
Is Really For You.

Come and find out. 4 days. A private villa near Valencia. 12 guests.

24–28 Mar 2027
Date
Private Villa
Valencia Area
12
Max Guests
4
Days
↓ Scroll

You’ve been thinking about Spain for a long time.

  • You’ve read the property listings. You’ve done the research. You still haven’t moved.
  • The process feels complicated — mortgages, NIE numbers, notaries, taxes.
  • You don’t know if the numbers actually work for someone in your situation.
  • You’ve never spoken to people who’ve actually done it.
  • You keep waiting for the “right time” — which never arrives.
The Problem

The information is out there.
The clarity isn’t.

Most people who want to buy in Spain spend years reading about it. They never get a straight answer about whether it’s actually achievable for them — their income, their country, their budget. This retreat was built to answer that question directly, honestly, and in four days.

What This Is

An immersive 4-day experience.
Not a sales trip.

Property viewings, mortgage clarity, legal education, and real conversations with people who’ve already made the move. You leave with a written roadmap — and potentially a mortgage pre-approval in hand. Home for the four days is a private villa with a pool, booked for the group alone.

01

Live It First

Experience Valencia the way residents do — not tourists. The old town, Ruzafa’s cafés, the Turia gardens, the city beaches. The pace, the light, the cost of a real life here. Morning coffee, afternoon markets, evening on the terrace.

02

Understand the Path

Expert sessions on the Spanish mortgage process, residency options, taxes, buying steps, and legal due diligence. Jargon-free. Practical. Specific to your nationality and situation.

03

See Real Properties

Curated viewings across price ranges — from city-centre apartments to homes near the beach. Private. No pressure. An honest look at what your budget actually buys in today’s market.

Pre-Approval

The one thing no other retreat offers:
You leave with a real pre-approval letter.

Tharros Brokers can issue a written mortgage pre-approval during the retreat itself — so you don’t just leave with a plan. You leave as a buyer banks already want to lend to.

Up to 70% LTV for Non-Residents 24-Hour Pre-Approval 12+ Spanish Banks 94% Approval Rate 0.45% Fee on Success Only
The Programme

Four days that could change your direction.

Every session, every conversation, every viewing — designed to give you clarity.

Day 01 · Wed 24 March

Arrival & The City

Setting the Scene
Plaza de la Virgen with the Cathedral and the Micalet tower, Valencia City of Arts and Sciences at dusk, Valencia

Arrive in Valencia and settle into the private villa that is home for the retreat — pool, terraces, and space for the whole group. The afternoon is a guided walk through the old town — the Cathedral, Plaza de la Virgen, the Silk Exchange — then along the Turia gardens to the City of Arts and Sciences, seeing the city through the eyes of someone who might actually live here. The evening opens with a welcome dinner back at the villa: good food, good wine, no agenda.

Private VillaOld Town WalkTuria GardensWelcome DinnerGroup Introductions
Day 02 · Thu 25 March

The Practical Reality

Mortgages, Law & What It Actually Costs

Morning: Tharros mortgage session — how non-resident financing works, what banks actually look for, what you can borrow, and what it costs. Individual 1:1 mortgage consultations run in parallel. Afternoon: legal and notary session — buying steps, due diligence, taxes, hidden costs. Evening: expat panel — real buyers who’ve completed the process share their honest experience.

Mortgage Session1:1 ConsultationLegal SessionExpat Panel
Day 03 · Fri 26 March

The Properties

Curated Viewings Across the Market
Plaza Redonda and the rooftops of central Valencia Valencia Cathedral, Plaza de la Virgen Palau de les Arts, City of Arts and Sciences, Valencia Valencia letters and the Hemisfèric, City of Arts and Sciences

5 curated property viewings across Valencia’s most asked-about neighbourhoods — Ruzafa, Ensanche, Benimaclet and the beach districts of Cabanyal and Patacona — apartments and homes across a range of price points. Private viewings arranged in advance, no agents pushing, honest assessments. Long lunch by the sea in between. In the evening, Valencia’s seafront Holy Week processions in Cabanyal (Semana Santa Marinera) — or the evening is yours.

Property ViewingsPrivate AccessLunch by the SeaSemana Santa Marinera
Day 04 · Sat 27 March

Your Roadmap

Clarity & Next Steps
Mercado Central, Valencia

Morning: personal roadmap sessions — a 1:1 conversation with the Tharros team to map out exactly what your next 3, 6, and 12 months look like if you decide to move forward. Written action plans and vetted contact lists issued to all guests. Then the group heads to Valencia’s Mercado Central — one of Europe’s great food markets — for a walk through the stalls, shopping like a local, picking out the ingredients for lunch. Back at the villa, a hands-on paella cooking class by the pool in paella’s home region: you make it yourself, step by step, and eat it together at the farewell lunch. The best paella you’ll ever have — because you cooked it. Buen provecho. The last evening is yours to enjoy at the villa, and you check out on Sunday morning.

Personal RoadmapPre-Approval IssuedCentral Market VisitPaella Cooking ClassFarewell Lunch

You leave with more than
inspiration.

📄

Pre-Approval Letter

A written mortgage pre-approval from Tharros — issued during the retreat for qualifying guests.

🗺

Personal Roadmap

A written action plan specific to your nationality, budget and timeline.

📋

Vetted Contacts

Direct introductions to lawyers, notaries, surveyors and estate agents — pre-vetted by Tharros.

🤝

Alumni Community

Access to the Tharros retreat alumni network — buyers who understand exactly where you are.

The Team Behind It

Every expert you need.
In one room.

Tharros has spent years building the professional network that takes foreign buyers from curious to completed. This retreat puts all of them in front of you.

🏦

Mortgage Brokers

Tharros Brokers — 12+ Spanish banks, 94% approval rate, 0.45% success-only fee. Individual mortgage consultations available on site.

⚖️

Property Lawyers

Independent legal representation, due diligence, contract review, and full buyer protection throughout the process.

📝

Notaries

Expert guidance on the title deed process, what happens at completion, and what to watch for before you sign.

🏠

Estate Agents

Curating the property viewings with no sales pressure. Access to off-market listings and honest market assessments.

500+
Mortgages Approved
94%
Approval Rate
12+
Spanish Banks
24hr
Pre-Approval Time
Investment

All-inclusive.
No surprises.

Private villa accommodation, transport to every session and viewing, all meals, all expert sessions, property viewings, personal roadmap, and pre-approval consultation included. Flights not included.

Full Payment
30% Deposit Available

30% deposit option available at checkout. Balance due February 24, 2027.

Early Bird — Book by January 31, 2027
Solo: Save €300 · Couple: Save €500 · Prices shown below include early bird discount
Limited Time
Solo Traveller
Your own private room.
No sharing.
€2,699
€2,399
per person
Early Bird — Book by Jan 31 · Save €300
  • 4 nights in a private room at the villa
  • All meals — breakfast to dinner, with wine
  • All experiences & expert sessions, with transport from the villa
  • 4–5 curated property viewings
  • 1:1 mortgage consultation
  • Personal roadmap session
  • Vetted contact list (lawyers, agents, notaries)
  • Alumni community access
30% Deposit Option: Reserve with €720 today — balance due Feb 24, 2027
Register & Lock Early Bird → Pay in Full — €2,399 → Reserve with €720 Deposit →

Early bird price guaranteed until January 31, 2027. Balance due February 24, 2027.

Is This For You?

Built for serious buyers.
Not casual tourists.

Only 12 spots. Early bird pricing ends January 31, 2027.

You’ll love this if…
✓You’ve seriously considered buying in Spain but don’t know where to start
✓You want to understand the mortgage process as a non-resident
✓You’re financially ready to explore, even if not ready to commit yet
✓You want honest answers about what your budget actually buys
✓You’d like to meet others who are in exactly the same position
✓You want to leave with a plan — not just inspiration
This isn’t for you if…
✗You’re looking for a holiday with no substance
✗You have no genuine interest in buying property
✗You want a high-pressure sales environment
✗You’re not open to the possibility of actually moving forward

Only 12 spots.
Early bird ends January 31.

Lock in your early bird price before January 31 — we’ll send your booking link within 24 hours. March 24–28, 2027, Valencia. Solo from €2,399. Couples from €4,199.

Name

We don’t sell homes. We fund them.

Questions

We’ve heard them all.
Here are the honest answers.

 

No. You need to be seriously considering it — but you don’t need to have made a decision. Many guests come precisely because they’re stuck at the “should I actually do this?” stage. The retreat is designed to give you the clarity to answer that question honestly.
Yes. Spanish banks actively lend to non-residents. Typical non-resident mortgages go up to 70% LTV, with competitive rates. Tharros has a 94% approval rate working across 12+ Spanish banks, and can issue pre-approvals during the retreat itself.
No. The retreat is priced as a standalone experience — we’re not making money on property commissions, and the estate agents involved are not incentivised to push you toward any particular property. The goal is clarity, not a transaction.
A curated mix across Valencia — city-centre apartments in Ruzafa and Ensanche, homes in Benimaclet, and properties near the beach in Cabanyal and Patacona, across a range of budgets. Properties are selected to represent the genuine market, not just the best-looking listings.
Not at all. Around half of previous retreat attendees have been solo travellers. The format is specifically designed to build genuine connections over four days.
0.45% of the mortgage amount, payable only on successful completion. If we don’t get you approved, you pay nothing. This fee is entirely separate from the retreat booking cost.
In a private villa with a pool in the Valencia area, booked for the retreat group alone — no hotel lobby, no other guests. We share the exact address and photos with confirmed guests ahead of the retreat. Transport between the villa and every session, viewing and activity is included.
No. Friday 26 March is Good Friday, a public holiday, so the mortgage, legal and notary sessions are on Wednesday and Thursday, which are normal working days. Friday’s viewings are private appointments arranged in advance, and the evening is Valencia’s seafront Holy Week processions in Cabanyal — something most visitors never see.
If you paid in full: 100% refund until January 31, 75% until February 14, 50% until February 28, non-refundable after that. If you paid a deposit: 100% returned until January 31, 50% until February 14, 25% until February 28, forfeited after that — with no further balance owed in any case. Spot transfers are free up to 14 days before the retreat. See full terms →
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