Get Pre-Approved for Your Spanish Mortgage in 24 Hours
No commitment • No upfront fees • English-speaking advisors
What’s your property budget?
Use the slider or type your exact amount below.
Where are you from?
Different nationalities have different mortgage options. We’ll tailor your assessment.
What is your residency status?
This determines your maximum loan-to-value with Spanish banks.
What’s your employment status?
This affects your maximum loan amount with Spanish banks.
Your financial details
This helps us identify which Spanish banks are the best fit for your profile.
Tell us about the property
Property type affects the tax rate. Region helps us identify the right lenders.
Property TypeYour deposit & closing costs
Move the slider to your deposit amount — we’ll calculate your total funds needed to close.
| Property Price | €350,000 |
| Deposit Required | €105,000 |
| Transfer Tax / ITP (10%) | €35,000 |
| Legal Fees (1%) | €3,500 |
| Notary & Registry Fees | €1,200 |
| Mortgage Arrangement (1%) | €2,450 |
| Valuation Fee | €500 |
| 🔐 Total Funds Needed | €147,650 |
Estimates based on your region & property type. Actual figures may vary — we’ll provide a precise breakdown in your personalised assessment.
Are you applying with someone else?
A co-applicant can increase your borrowing power with Spanish banks.
Co-Applicant Details
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You’re in! 🎉
Your personalised Spanish mortgage assessment is on its way. We typically respond within 2–4 hours during business hours.