Get Pre-Approved for Your Spain Property in 24 Hours

Up to 70% Financing for Non-Residents

English-speaking advisors β€’ 12+ Spanish banks β€’ Free pre-approval

Get Free Pre-Approval β†’

βœ“ 500+ mortgages approved | βœ“ 94% approval rate | βœ“ No upfront fees

500+ Mortgages Approved
94% Approval Rate
24hr Pre-Approval Time
12+ Spanish Banks

πŸ“– FREE Spanish Property Buyer's Guide

Download our comprehensive 18-page guide covering mortgages, costs, taxes, regions, and expert tips from 500+ successful purchases.

Download Free Guide β†’
Spanish Property Guide

Trusted by Spain's Leading Banks

CaixaBank Sabadell Bankinter Banca March UCI Abanca

How to Get Started

Apply Online
1

You Apply

Begin your application without any cost by answering a few questions. The process takes less than 5 minutes.

Immediate Response
2

Receive Immediate Response

Receive an instant answer sent to the email address you provided.

Home Ownership
3

Journey to Home Ownership

You are now ready to realize your dreamβ€”our advisors will assist you every step of the way.

Begin Your Application β†’

Who is Eligible for a Mortgage?

πŸ’° You Want to Borrow Up to 70%

Whether it's for a vacation home or permanent livingβ€”you can borrow up to 70% of the property price with Spanish banks. Registered residents can borrow up to 80%.

πŸ“Š You Have Stable Finances

Whether you're a business owner or an employee, you can get a mortgage. What matters is your financial situation and stable income.

πŸŽ‚ You Are Between 18-75 Years Old

Spanish banks usually offer a repayment period of up to 25 years. Most banks prefer the mortgage to be fully repaid before you turn 75.

What Our Clients Say

Client
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Sarah & John M.

UK β†’ Valencia

"Tharros made the entire mortgage process incredibly smooth. They explained everything in English and we were pre-approved within 48 hours. Highly recommend!"

Client
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Michael D.

Ireland β†’ Costa del Sol

"As non-residents, we were worried about getting financing. Tharros connected us with the right bank and handled all the paperwork. We closed on our dream villa in just 6 weeks."

Client
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Patricia R.

USA β†’ Barcelona

"Professional, responsive, and knowledgeable. They secured us a great rate with CaixaBank and made buying our retirement home stress-free."

Why Choose Tharros Brokers?

🌍

English Support

No language barriers. Full support in English throughout the process.

🏦

12+ Banks

We shop your application to get you the best rate.

⚑

Fast Approval

24-hour pre-approval. 4-6 weeks to closing.

πŸ’°

No Upfront Fees

Free pre-approval. Pay only when you accept an offer.

Ready to Finance Your Spanish Property?

Get your free mortgage pre-approval today. No commitment required.

Get Pre-Approved β†’ Contact Us β†’

βœ“ 500+ approved | βœ“ 94% success rate | βœ“ 24hr response | βœ“ Free consultation