⚡ THARROS Advantage
Premium mortgage service — your direct path to homeownership in Spain
Personal specialist • 4–6 week closing • Full end-to-end support
Start Free Pre-Approval →THARROS Advantage is our premium full-service mortgage package where a dedicated personal specialist handles everything — from pre-approval to keys in hand.
You house-hunt. We handle the rest.
✨ What’s Included
👤 Personal Mortgage Specialist
An experienced advisor is assigned exclusively to your case and guides you through every step — available when you need them.
💰 Best Rate Guarantee
We make 12+ Spanish banks compete for your business, securing you a lower interest rate than you’d negotiate alone.
📋 Complete Paperwork Management
We prepare, review, and submit every document required. No chasing paperwork or deciphering Spanish bureaucracy.
🤝 Full Party Coordination
We coordinate all parties on your behalf — real estate agents, notaries, lawyers, appraisers, and bank representatives.
⚡ Fast-Track Processing
Close in 4–6 weeks vs. 8–16 weeks going solo. Priority handling at every stage of the process.
🌎 Full English Support
Your advisor handles all Spanish communications. No language barriers, no misunderstandings, no stress.
💵 Transparent Pricing
0.45%
of mortgage amount — paid only when you accept an offer. No upfront fees. No hidden costs.
✓ Success-only fee | ✓ Pay only when you accept an offer | ✓ Full support until keys
🔄 How THARROS Advantage Works
Get Pre-Approved (Free)
Start with a free pre-approval to know your exact budget. No commitment, no obligation — takes under 5 minutes.
Review Mortgage Offers
We submit your application to 12+ banks simultaneously and present you with the best competing offers.
Choose THARROS Advantage
Select the mortgage offer you want and opt into THARROS Advantage. Your personal specialist is assigned immediately.
We Handle Everything
Your specialist manages all paperwork, coordinates all parties, liaises with the bank, and keeps you updated every step.
Fast-Track to Closing
We push everything through in 4–6 weeks. No delays, no bottlenecks, no chasing people for documents.
🎉 Collect Your Keys
Property registered in your name, mortgage active, keys in hand. Welcome to your Spanish home.
📊 With vs Without THARROS Advantage
| Feature | Standard | ⚡ With Advantage |
|---|---|---|
| Closing time | 8–16 weeks | 4–6 weeks ✓ |
| Personal dedicated advisor | ✕ | ✓ |
| Paperwork handled for you | You handle it | We handle it ✓ |
| All parties coordinated | You coordinate | We coordinate ✓ |
| Banks competing for you | 12+ banks | 12+ banks + priority ✓ |
| English support throughout | Standard | Full dedicated support ✓ |
| Fee | Free | 0.45% on success only |
⭐ Why Advantage Pays for Itself
2x Faster
4–6 weeks vs 8–16. Get into your home months sooner.
Lower Rate
Banks compete harder. The rate savings often exceed the fee cost.
Zero Hassle
You find the property. We handle everything else.
💡 Ready to Get Started?
Start with a free pre-approval. Add THARROS Advantage once you’ve received your mortgage offers.
Apply for Free Pre-Approval →⚡ Experience the THARROS Advantage
Get your Spanish home faster, with less stress and a better rate — expert guidance from first application to final keys.
✓ 4–6 week closing | ✓ Personal advisor | ✓ 0.45% success-only fee | ✓ No hidden costs